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Fee
for Service?
What's
an HMO?
What's
a PPO?
What's
a POS?
Dental
Plans
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Fee for Service Health Insurance (Indemnity)
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This is the traditional kind of health
care policy. Insurance companies pay fees for the services
provided to the insured. This type of health insurance
offers the freedom to choose doctors and hospitals. One
can choose any doctor they wish and change doctors at any
time. These plans also allow the insured to use any
hospital in any part of the country. Generally a yearly
deductible is charged and a percentage of costs above the
deductible are covered. An example might include a $250.00
deductible and 80% coverage once the deductible is
reached. |
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