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What's
an HMO?
What's
a PPO?
What's
a POS?
Dental
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Health Maintenance Organization
Health Insurance
(HMO)
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These are
essentially prepaid health plans. In exchange for a
monthly premium, the HMO provides comprehensive care for
the insured, including doctors' visits, hospital stays,
emergency care, surgery, lab tests, x-rays, and therapy.
Care is provided either directly in its own group practice
or through doctors and other health care professionals
under contract. Generally, the choice of doctors and
hospitals is limited to those that have agreements with
the HMO. Although, exceptions can be made in emergencies
or when medically necessary. |
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